There are a lot of scraps thrown our way at a loan closing, and I have yet to meet anyone who has either read all of the documentation or totally understood what it meant — me included. Read on to know more about loans.

A good Competitive Market Analysis represents the best way to obtain comprehensive and reliable home-value data. The CMA calculates the market value of a home based on extensive information about the home and the neighborhood in Irmo, including comparable sales, local schools performance and neighborhood demographics.

When it comes to real estate, buying more may be a better long-term plan than settling for what lenders insist your current income dictates. PJ Wade explains how to expand your thinking and perhaps your real estate ownership.

The HOA's insurance duties are addressed in the governing documents. The insurance company's duties are based on the wording of the policy.

The Internet allows potential buyers to search for properties all over the world, view photographs and due diligence materials online, and participate in auctions all across the country.